SAVE

One of the most important decisions we can make is to limit our exposure. There are temptations everywhere to become something we're not via our consumer choices. Some decisions can be absorbed. Others, though, may affect us for the rest of our lives, limiting our ability to realize our dreams. Resist the 'buy now, pay later' approach when you can. Keep your overhead low. Take a look at your spending habits every so often to see where your money is going. Cut out the stuff that is costing you without giving you any measurable joy.